Frequently Asked Questions

Starting therapy for the first time can be intimidating. You may have a lot of questions about how it works and what you can expect. Here are our answers to the most common queries.

Fees & Insurance

How much does a therapy session cost?

Do you accept insurance?

Can I receive reimbursement from my insurance company?

How do I find out if my insurance provides out-of-network benefits?

How will I receive my insurance reimbursement?

Can I use an HSA or FSA to pay for therapy?

My fee is $250 for a 60-minute session.

I am an out-of-network doctoral-level psychologist and do not accept insurance directly. You are responsible for payment at the time of your session.

If your insurance plan includes out-of-network mental health benefits, you may be eligible for reimbursement. I provide a superbill that you can submit to your insurance company. Reimbursement is not guaranteed and depends entirely on the terms of your individual insurance plan, including your deductible, benefits, and reimbursement rate.

Before beginning treatment, I recommend contacting your insurance company directly and asking about your out-of-network mental health benefits specifically for 60 minute therapy services provided by a doctoral-level psychologist.

If your insurance plan provides out-of-network reimbursement and you submit your superbill, reimbursement is generally sent directly to you, often in the form of a check. The amount and method of reimbursement are determined by your insurance company.

Yes. HSA and FSA cards may be used to pay for therapy, along with credit cards, debit cards, checks, and cash. Using an HSA or FSA does not change how your insurance reimbursement works. If you submit a superbill to your insurance company, any eligible reimbursement is generally sent directly to you.

Starting Therapy

How do I get started?

What happens after I decide to move forward?

What forms will I need to complete?

What happens during the first session?

How often will we meet?

Do you offer telehealth?

The first step is to contact my office by phone or complete the secure form through the website. We will have an initial conversation about what brings you to therapy and whether I may be the right fit for your needs.

You will receive a link to my secure SimplePractice portal, where you can schedule your appointment and complete your intake paperwork.

Before your first appointment, you will complete intake forms that provide information about your history, current concerns, goals, and other relevant background information. You will also review practice policies, fees, payment information, privacy practices, and informed consent.

The first session is an opportunity for us to get to know one another and develop an understanding of what is bringing you to therapy. We will discuss your concerns, history, relationships, current functioning, strengths, and what you would like to change. When clinically appropriate, we will develop a baseline of symptoms, establish a diagnosis and develop an individualized treatment plan.

Sessions are typically scheduled weekly or biweekly, depending on your individual needs, treatment goals, and progress.

I offer in-person therapy, with telehealth available when clinically appropriate.

Treatment & Progress

How long does therapy typically last?

How will we know if therapy is working?

Do I have to stay in therapy forever?

What can I expect from therapy?

There is no set length of treatment because every person's needs and goals are different. For many clients, treatment may be approximately 10–20 sessions, while others may benefit from a shorter or longer course of therapy.

Therapy should have a purpose and direction. We will identify meaningful goals and regularly assess your progress to determine whether treatment is helping you move toward the changes you want to make

Do I have to stay in therapy forever?

No. The goal is not to keep you in therapy indefinitely. The goal is to help you develop meaningful, lasting change and the tools you need to move forward independently. After completing regular treatment, some clients choose to return for an occasional booster session when they encounter a new challenge, transition, or period of increased stress.

Therapy is a collaborative process. Together, we will work to understand what is happening, identify the appropriate method of treatment, clarify your goals, develop and practice strategies to create meaningful change and symptom relief to help you move forward. 

Psychological Evaluation Services

Read all the fine details about the evaluation services offered here at Philly Psychology.

Want more info about the Evaluation Services?

Assessments Page

Diagnostic Clarification / Clinical Second Opinion

For individuals who:
  • Want clarification of a current or previous diagnosis
  • Would like a second opinion regarding a diagnosis they have already received
  • Have symptoms that may overlap across several psychological conditions
  • Feel that a previous diagnosis does not fully explain their symptoms or functioning

An evaluation may include:
  • Comprehensive clinical and diagnostic interview
  • Review of previous evaluations and diagnoses
  • Review of relevant medical, psychological, treatment, or educational records
  • Standardized psychological measures
  • Assessment of current symptoms and functioning
  • Differential diagnosis
  • Individualized treatment and support recommendations
  • Feedback session
  • Written diagnostic summary or report, when appropriate

Fee - $250 per hour

Most diagnostic clarification and second-opinion evaluations require approximately 4–10 hours of professional time, for an estimated total cost of approximately $2,250.

Pricing may vary based on the scope of the evaluation, complexity of the concerns, and extent of testing needed.

504 Documentation & Accommodation Recommendations

For students who have a previously established diagnosis and need updated psychological documentation and recommendations for school accommodations, including students transitioning to high school or whose previous evaluation is no longer considered current by their school.

This is a focused service and does not necessarily require a complete psychological or ADHD re-evaluation.

The service may include:
  • Review of the student's previous psychological or diagnostic evaluation
  • Review of the current or previous 504 Plan, IEP, school records, or relevant treatment records
  • Clinical interview with the student and/or parent
  • Review of current symptoms and functioning
  • Updated rating scales or other clinical measures when appropriate
  • Assessment of how the condition currently affects learning, concentration, test-taking, organization, attendance, emotional functioning, or other areas of school functioning
  • Recommendations for reasonable academic accommodations and supports
  • A written psychologist's letter or documentation summarizing the relevant diagnosis, current functional impact, and clinically supported accommodation recommendations

Fee - $250 per hour

Focused 504 documentation services generally require approximately 2–3 hours of professional time, for an estimated total cost of $500–$750.

All professional time—including the clinical interview, record review, assessment, consultation, and preparation of the written letter—is included in the hourly billing.

If the existing diagnosis or documentation is not sufficient to support a current clinical opinion, additional assessment or a comprehensive evaluation may be recommended before documentation is provided.

A psychologist's letter and recommendations provide information for the school to consider but do not automatically establish eligibility for a Section 504 Plan or guarantee specific accommodations. The school's Section 504 team makes the final eligibility and accommodation decisions.

Comprehensive ADHD Evaluations

For children, adolescents, and adults experiencing concerns related to attention, impulsivity, organization, executive functioning, or possible ADHD.

There is no single test that determines whether someone has ADHD. A comprehensive evaluation considers symptoms, developmental history, functioning across settings, and other psychological, medical, educational, or environmental factors that may contribute to similar difficulties.

Depending on the individual and the referral question, the evaluation may include:
  • Comprehensive developmental and diagnostic interview
  • Review of medical, psychological, treatment, and educational history
  • Standardized ADHD rating scales
  • Parent and teacher questionnaires for children and adolescents, when appropriate
  • Assessment of symptoms across different settings
  • Executive-functioning measures
  • Assessment of attention, working memory, impulsivity, organization, and related areas when clinically relevant
  • Performance-based or computerized attention measures when clinically appropriate
  • Screening for anxiety, depression, trauma, sleep difficulties, learning concerns, and other conditions that may resemble or occur alongside ADHD
  • Additional cognitive or academic assessment when clinically indicated
  • Assessment of how symptoms affect school, work, relationships, and daily functioning
  • Diagnostic formulation and differential diagnosis
  • Individualized treatment, school, workplace, or accommodation recommendations
  • Feedback session
  • Written psychological report

The specific measures used are selected based on the individual and the questions the evaluation is intended to answer.

Fee - $250 per hour

Most ADHD evaluations require approximately 4–10 hours of professional time, for an estimated total cost of approximately $2,250. Pricing may vary based on the scope of the evaluation, complexity of the concerns, and extent of testing needed.

The anticipated number of hours and estimated total fee will be discussed before the evaluation begins.

How Clinical Evaluation Fees Are Calculated

Clinical evaluation services are billed at $250 per hour.

For diagnostic clarification, second-opinion, and ADHD evaluations, most services require approximately 4–10 total hours of professional time, for an estimated total cost of $2,250. Pricing may vary based on the scope of the evaluation, complexity of the concerns, and extent of testing needed.

The total professional time includes all work required to complete the evaluation, not only the time spent meeting with the psychologist.

  • Professional time may include:
  • Clinical and diagnostic interviews
  • Psychological testing and assessment
  • Review of relevant records
  • Scoring of assessment measures
  • Interpretation and integration of results
  • Diagnostic formulation and differential diagnosis
  • Development of individualized recommendations
  • Report writing
  • Feedback session

The total number of hours depends on the referral question, amount of testing required, complexity of the evaluation, records reviewed, and type of written documentation requested.

The anticipated scope, estimated number of hours, and estimated total fee will be discussed before services begin. If additional assessment beyond the original estimate becomes necessary, this will be discussed before additional services are provided.

Insurance & Reimbursement

Clinical Evaluations
Diagnostic clarification, clinical second-opinion, and ADHD evaluations are provided on an out-of-network basis.

I do not bill insurance directly. Payment is made to the practice, and a superbill can be provided for you to submit to your insurance company.

If your insurance plan includes out-of-network benefits for psychological evaluation or testing, you may be eligible for partial reimbursement.

Insurance reimbursement depends on the terms of your individual plan, including:
  • Your out-of-network deductible
  • How much of your deductible has already been met
  • Whether psychological evaluation or testing is a covered service
  • Your out-of-network reimbursement percentage
  • The insurance company's allowed or recognized amount
  • Whether prior authorization is required

A plan that states it reimburses a certain percentage for out-of-network services generally calculates that percentage based on the insurance company's allowed amount after any applicable deductible—not necessarily the full amount paid to the practice.

Insurance reimbursement is not guaranteed.

504 Documentation Services
Insurance coverage for services provided primarily for school accommodation documentation or educational purposes may vary.

A superbill may be available when clinically appropriate, but clients should contact their insurance company directly to determine whether these services are eligible for reimbursement.

Forensic Evaluations
Forensic evaluations are private-pay services and are handled separately from routine clinical insurance reimbursement.

Health insurance should not be assumed to cover an evaluation conducted for a legal, employment, disability, insurance, or other administrative purpose.

Forensic PTSD / Psychological Injury Evaluation

$2,250
For individuals involved in a legal, insurance, employment, disability, or other administrative matter in which PTSD, trauma-related symptoms, or psychological injury are at issue.

A forensic evaluation is different from therapy or a routine clinical evaluation. Its purpose is to provide an objective and impartial psychological opinion addressing a specific legal or administrative referral question.

The evaluation may include:
  • Comprehensive forensic and diagnostic interview
  • Detailed trauma and psychological history
  • Review of relevant medical, psychological, employment, educational, or legal records within the agreed-upon scope
  • Standardized PTSD and trauma measures
  • Assessment of depression, anxiety, and other conditions that may overlap with PTSD
  • Symptom and response-validity measures when clinically appropriate
  • Consideration of alternative explanations and pre-existing psychological conditions
  • Differential diagnosis
  • Assessment of functional impairment
  • Collateral information when appropriate
  • Integration and interpretation of findings
  • Comprehensive forensic psychological report

Psychological opinions relevant to the referral question when supported by the available evidence

The $2,250 fee includes the evaluation and written forensic report within the scope agreed upon before the evaluation begins.

Additional Forensic Services
Professional services outside the agreed-upon evaluation are billed at $250 per hour, including:
  • Attorney phone calls or consultations
  • Additional record review beyond the agreed-upon scope
  • Additional report preparation or revisions
  • Conferences or collateral contacts
  • Deposition preparation and participation
  • Court testimony
  • Travel time
  • Other professional time related to the forensic matter
  • A forensic evaluation does not establish a psychotherapy or treatment relationship.

What Should I Ask My Insurance Company?

For a clinical psychological evaluation, you may want to call the number on the back of your insurance card and ask:

“Do I have out-of-network benefits for psychological evaluation and psychological testing performed by a licensed doctoral-level psychologist?”

You may also want to ask:
  • What is my out-of-network deductible?
  • How much of my deductible has already been met?
  • What percentage of the allowed amount will my plan reimburse?
  • Does my plan cover psychological testing?
  • Is prior authorization required?
  • Are there limits on the amount or type of psychological testing covered?
  • How does my plan determine its allowed or recognized amount?

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